At FBOA our principal concern is the responsible use of information that users and clients share and disclose to us. FBOA's commitment towards guaranteed confidentiality and privacy at all times is clearly articulated in our Privacy Policy. We will use our best efforts to ensure that the information you submit to us remains private, and is used only for the purpose for which it is submitted. We collect information that users provide voluntarily to us, in the form of feedback. FBOA does not provide any information of users to a third party without specifically informing the users at the time of collection or without the express consent of users themselves. FBOA logs IP addresses, browser type, number of pages viewed etc. , in order to provide better service for our users. We use the information to get page view statistics, to analyze trends and better understand the usage of the site, and for system administration purposes.
FBOA reserves the right to perform statistical analysis of user behaviors and preferences in order to measure users' relative interests in the various areas of the web site for the purpose of product and service development. The analysis is anonymous and not tagged to identifiable users. The analytical data that FBOA collects is for internal use only to improve the content and services of its web site. In return, users will benefit from improved quality of services. Unless FBOA specifically informs users at the time of collection, or unless users give express consent, FBOA does not provide any personally-identifying information to a third party. However, if subpoenaed or ordered by a court of law, FBOA will have to disclose to the proper authorities the personal information of any individual user. Linked sites are not under the control of FBOA, and FBOA will not be held responsible for the content or privacy policies of any linked sites or any links containing other linked sites.
FBOA will, as and when it deems fit to do so, change, alter or modify its Privacy Policy. Users are advised to visit the site continually to monitor changes in the policy, as the policy will be binding upon them in relation to their use of FBOA services.FBOA uses an SMS /OTP based procedure for activation of its official mobile applications & online platforms for security reasons & system administration purposes. We do not publicly disclose any personal or sensitive user data related to financial or payment activities or any government identification numbers to any third party, except in accordance with the terms of this privacy policy.
In our commitment to user privacy and data protection, we want to assure you that our application does not collect any personal or sensitive user data. We prioritize your security and confidentiality, and as a result, we do not access, gather, store, or share any information that could be considered personal or sensitive. You can use our app with the confidence that your privacy is our utmost priority, and your usage remains completely anonymous and devoid of any data collection. If you have any questions or concerns regarding our privacy practices, please don't hesitate to reach out to us.
We place a paramount emphasis on the security and integrity of the data we handle within our application. All data collected, whether pertaining to personal or sensitive user information, is treated with the highest level of security measures. Our robust encryption protocols ensure that your data remains shielded from unauthorized access or breaches. We adhere to stringent industry standards and best practices to maintain the confidentiality and privacy of the information entrusted to us. Our commitment to secure data handling procedures underscores our dedication to fostering a safe and trustworthy user experience. Should you require further details about our security measures, please feel free to contact us.
At the heart of our privacy principles is the fact that we do not retain any user data within our systems. Once your data is no longer necessary for the purpose for which it was collected, it is promptly and securely discarded. This approach ensures that no personal or sensitive user information lingers in our records beyond its intended use. By refraining from data retention, we mitigate potential risks and uphold your privacy rights. Our commitment to your data's timely and responsible disposal underscores our dedication to transparency and safeguarding your information.
This Privacy Policy is effective and was last updated in January 2026.